April 1, 2022
In October, we mentioned FEMA was setting a plan to update the National Flood Insurance Program’s (NFIP) risk rating methodology through the implementation of a new pricing Risk Rating 2.0. The general concept is the Risk Rating 2.0 uses more advanced rating techniques […]
February 8, 2022
Below is dialogue from a recent conversation discussing the value of Guaranteed Replacement Cost as part of your insurance program for your home. —- Guaranteed Replacement Cost: This important coverage closes the gap between your current policy limit on your […]
December 14, 2021
There’s nothing more relaxing than snuggling up next to a fireplace. But as cozy as they make your house feel, fireplaces can also be extremely dangerous if the right precautions aren’t taken. The U.S. Fire Administration estimates that 75% of […]
October 29, 2021
Halloween celebrations can come with a range of fun activities and lead to lasting memories for your children. However, these festitives can also carry serious safety risks. That’s why it’s important to have precautions in place to protect your kids […]
October 7, 2021
Thieves are opportunity seekers, often seeking vehicles that are consistently parked in the same location or that are unsecured. While not everyone will have their vehicle stolen, an increase in vehicle crimes can increase insurance rates. The NICB reported that […]
October 5, 2021
FEMA is updating the National Flood Insurance Program’s (NFIP) risk rating methodology through the implementation of a new pricing Risk Rating 2.0. The general concept is the Risk Rating 2.0 uses more advanced rating techniques and technology which will be […]
September 9, 2021
Fall is a good time to do some home repairs and maintenance so you can keep warm and dry during the long winter months. After all, every home needs a little TLC to maintain its value and keep the homeowner […]
August 13, 2021
If you own your personal watercraft (PWC), you’ll want to know about all the ways your PWC policy allows you to stay protected, including bodily injury, property damage and theft. It’s important to know whether you have adequate insurance coverage […]
July 15, 2021
Drones are usually thought of as toys or hobbyist aircrafts. However, they also constitute a substantial risk to your family, home and privacy. Whether or not you own a drone, it’s important that you’re aware of regulations and safety tips […]
June 24, 2021
Returning to in-person work is a top priority for many workplaces. As the impact of the COVID-19 pandemic lessens, employers are eager to get employees back in their buildings. But that comes with a series of complications. The most significant […]
June 10, 2021
With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may […]
May 18, 2021
With ransomware attacks on the rise, the role of insurance is becoming more robust. And, although ransomware coverage has been traditionally sublimited within cyber policies, stand-alone cyber policies that cover ransomware are becoming more necessary. In an attempt to find […]
