Category: Personal Lines

Roofing: Material & Insurance Guide

In general, homeowners don’t often think about the status of their roofs, mainly because when they do, it is usually a result of something going wrong with its functionality. It is no mystery that when roofing issues happen, they can […]

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Thinking about a Home Renovation?

It’s not surprising that more homeowners are choosing to renovate their homes rather than move. With over 50% of houses in the US built before 1980, there’s a significant portion of the housing stock that may be in need of […]

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Weather as it Relates to Increasing Property Insurance Premiums

Weather patterns and their impact on insurance premiums are intricately linked. Below is a breakdown of various types of weather and climate events that affect the United Sates as a whole when it comes to weather related insurance claims.   […]

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Be Ready: Helpful Tips in the Event of an Emergency

Make a Resolution to be Prepared Preparing your family for an emergency is as simple as having a conversation over dinner – make an emergency plan tonight. Discuss and choose a safe place to meet and learn evacuation routes. Set […]

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Umbrella Insurance Explained: What is it? Do I need it?

Liability insurance, usually included in vehicle and property insurance, safeguards you in case you cause injury or damage to others. Umbrella insurance offers additional liability coverage above and beyond standard policies. This can prove to be helpful in the case […]

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Insurance Market Conditions

It is our shared goal at Robertson Ryan Insurance to keep you up-to-date on the current state of the insurance market and how this may impact your coverages or rates for upcoming renewals. We’re currently experiencing what is referred to […]

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4 Reasons Why Auto Insurance is Increasing

The premiums for auto insurance continue to increase. According to statistics released in May 2023 by the U.S. Department of Labor, auto insurance premiums increased on average 17% in the previous 12 months across the US. Although the cost of […]

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Personal Umbrella Liability Insurance

Dollar for dollar, the personal umbrella liability policy is considered one of the best personal insurance buys. Find out why! Accidents happen—and it’s not uncommon for jury awards and out-of court settlements to run into the millions of dollars. While […]

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Auto Coverage Considerations for 2023

In an effort to keep you up-to-date on new and important auto coverages, we are sharing the top trending additional coverages, along with when and why you may want to consider adding them to your auto policy for 2023. Most […]

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Trends to Watch in 2023

Insurance experts often examine how outside influences and trends affect the insurance marketplace, and businesses should follow suit to determine what factors may impact their insurance coverage. For 2023, there are a number of sweeping market developments to consider. Labor […]

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Insuring Your College Student

Sending a child off to college is a significant milestone that represents the culmination of years of planning and hard work. As you prepare for the start of the semester, you should consider how your insurance needs may change with […]

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Diamonds are (not) Forever

Despite the up and down of the economy, fine jewelry is selling – in fact most jewelers say many buyers are compensating for the loss of travel or just simply treating themselves. The market for luxury fine jewelry has been […]

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