Category: Personal Lines

Understanding Wind & Hail Insurance Deductibles for Your Home

Homeowners Insurance Coverage: When Are Hail and Wind Damage Covered? Standard homeowners’ insurance generally covers hail and wind damage to your home, including the roof, siding and other structures like garages or sheds. Coverage can also extend to interior damage […]

Read more

New Roof Guidelines for Insurance: What You Need to Know

Insurance companies or “carriers” have started to enforce very specific underwriting guidelines on roof acceptability. Homeowners can no longer estimate, guess or assume a roofs age when applying for or renewing home property insurance. Like property values, your agent needs […]

Read more

Condo Insurance: What It Covers & Why It’s Important

Understanding Condominium Insurance Condominiums are unique because owners have individual units but share ownership of the common property through an association. This means owners are both stakeholders in the building and residents of their units. Though we’ll focus on residential […]

Read more

Speeding Tickets Can Raise Your Rates – Here’s What You Can Do

States with the highest percentage of drivers with speeding tickets on record (Source: Insurify 2024) North Dakota Wisconsin Ohio Iowa Idaho   Wisconsin Ranks High for Speeding Tickets  At Robertson Ryan Insurance, headquartered in Milwaukee, WI, we care about how […]

Read more

Growing Need for Flood Insurance Across the U.S.

As development expands into flood-prone areas, the gap in flood insurance coverage continues to widen. This has led to a significant rise in the number of uninsured homes and businesses, putting many at risk of severe financial loss from flooding. […]

Read more

Travel Insurance Options for the Consumer or Guest Host

Platform services like Airbnb, Home Away and VRBO haven’t just upended the traditional hotel experience, they have made destinations as variable as human curiosity. As a result, swaths of people have jumped on board by becoming “hosts”. All the while, […]

Read more

Water, Water Everywhere…Benefits of an Automatic Water Shut-Off System

If you have ever had the misfortune of unwanted water in your home or business, the line “Water, water, everywhere, nor any drop to drink”, by Samuel Taylor Coleridge’s poem, The Rime of the Ancient Mariner is relatable. Despite being […]

Read more

Back-To-School: Auto & Renters Insurance, Does My College Student Need It?

Parents with driving-aged teenagers at home are understandably cautious about auto insurance, given how expensive rates are for younger drivers. With back-to-school quickly approaching and many older students heading off to campus, it’s not always obvious what to do about […]

Read more

Is Pet Insurance Right for You and Your Furry Friend?

Pet insurance covers medical costs for your pet, similar to human health insurance in many ways. However, it is meant more for unexpected expenses, not routine care or pre-existing conditions (which most human plans do accommodate). Pet insurance’s purpose is […]

Read more

Sump Pumps: Prepare Your Home Now for the Rain Ahead!

Heavy rains can come unexpectedly and it is crucial to ensure your sump pump is in working order. When intense rain or rising water threatens, your sump pump should kick into action, efficiently moving water from your basement to the […]

Read more

Riding Safe: The Essentials of E-Bike Insurance Explained

Electric bikes have been gaining momentum as a fun and more efficient way of traveling around. As with any newer trend, many have questions about this evolving technology. Such as how does an e-bike work or are they different than […]

Read more

10 Auto Insurance Buying Tips  

Auto insurance is an ongoing and essential expense for drivers. With raising rates people are searching for effective ways to reduce their insurance expenses without compromising the quality of their auto insurance coverage. Education and consulting your independent insurance agent […]

Read more