Category: Commercial Lines

Workers’ Compensation Insurance: 10 Frequently Asked Questions

Workers’ Compensation insurance is coverage purchased by the business that provides benefits for job-related employee injuries. Under a workers’ compensation policy, employees are compensated for occupationally incurred injuries, regardless of fault. This coverage makes employers immune from some injury lawsuits […]

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10 Cyber Actions to Reduce Your Data Exposures

Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices at the start of each new year and make achievable […]

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HR Vaccine Compliance Guide

The Occupational Safety and Health Administration issued its emergency temporary standard requiring businesses with at least 100 employees to mandate that their employees get vaccinated against the coronavirus or wear a mask while at work and test for COVID on […]

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Changes to Flood Insurance – Risk Rating 2.0

FEMA is updating the National Flood Insurance Program’s (NFIP) risk rating methodology through the implementation of a new pricing Risk Rating 2.0. The general concept is the Risk Rating 2.0 uses more advanced rating techniques and technology which will be […]

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Workers’ Comp Rates Decrease in Wisconsin

Wisconsin Insurance Commissioner Mark Afable has approved an overall 5.44 percent decrease in worker’s compensation insurance rates, effective Oct. 1, 2021. This is the sixth straight year of rate decreases in Wisconsin, according to the insurance commissioner’s office. “This is […]

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5 Strategies for Reducing Workers’ Compensation Costs

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a […]

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Cyber Liability Insurance – Market Outlook

Across industry lines, cyberattacks have surged in frequency and sophistication, resulting in a rise in cyber losses. In these market conditions, we predict that most policyholders will experience higher cyber liability insurance rates in 2021. Insureds may also encounter coverage […]

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Common and Costly Employee Benefits & HR Mistakes

Mistakes in employee benefits and human resources can be quite costly to employers—in the form of extra benefits, complaints, lawsuits, government-assessed fines and penalties, and attorney fees, to name a few. Don’t learn the hard way what these mistakes are. […]

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Ransomware Insurance

With ransomware attacks on the rise, the role of insurance is becoming more robust. And, although ransomware coverage has been traditionally sublimited within cyber policies, stand-alone cyber policies that cover ransomware are becoming more necessary. In an attempt to find […]

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Understanding and Preventing Data Breaches

Ransom cyber-attacks are soaring and so have claims on cyber insurance policies. In today’s virtual and internet based world it is very important for companies and even yourself to have a MFA. MFA stands for Multi-factor Authentication it is an […]

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Tips for Onboarding Employees Remotely During the Coronavirus Pandemic

The coronavirus disease 2019 (COVID-19) pandemic has caused employers to make significant changes to their business practices, including onboarding. Managers and new hires across the country are navigating the unchartered waters of remote onboarding. The onboarding process – which is […]

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OSHA Reveals the Top 10 Most Cited Standards for the 2020 Fiscal Year

Using preliminary data, the Occupational Safety and Health Administration (OSHA) recently revealed its top 10 most frequently cited standards in the 2020 fiscal year. This information is valuable for businesses of all kinds, as it helps them identify common exposures […]

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