Robertson Ryan Insights

Understanding Wind & Hail Insurance Deductibles for Your Home

Homeowners Insurance Coverage: When Are Hail and Wind Damage Covered? Standard homeowners’ insurance generally covers hail and wind damage to your home, including the roof, siding and other structures like garages or sheds. Coverage can also extend to interior damage […]

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New Roof Guidelines for Insurance: What You Need to Know

Insurance companies or “carriers” have started to enforce very specific underwriting guidelines on roof acceptability. Homeowners can no longer estimate, guess or assume a roofs age when applying for or renewing home property insurance. Like property values, your agent needs […]

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Condo Insurance: What It Covers & Why It’s Important

Understanding Condominium Insurance Condominiums are unique because owners have individual units but share ownership of the common property through an association. This means owners are both stakeholders in the building and residents of their units. Though we’ll focus on residential […]

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Speeding Tickets Can Raise Your Rates – Here’s What You Can Do

States with the highest percentage of drivers with speeding tickets on record (Source: Insurify 2024) North Dakota Wisconsin Ohio Iowa Idaho   Wisconsin Ranks High for Speeding Tickets  At Robertson Ryan Insurance, headquartered in Milwaukee, WI, we care about how […]

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Understanding Workers’ Compensation: What It Covers and How It Protects Your Busi...

Workers’ compensation, or “workers’ comp,” provides benefits to employees injured or ill due to a work-related incident. It covers medical costs, healthcare benefits, lost wages, disability pay and retraining. While mandated by state governments, requirements vary by state.   What […]

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AI’s Growing Influence on the Workplace

The Growing Adoption of AI in the Workplace Since the launch of ChatGPT, AI has seen widespread adoption, becoming accessible to anyone interested in exploring its capabilities. As a tool, ChatGPT, or competitors like Google Gemini and Microsoft Copilot, can […]

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Growing Need for Flood Insurance Across the U.S.

As development expands into flood-prone areas, the gap in flood insurance coverage continues to widen. This has led to a significant rise in the number of uninsured homes and businesses, putting many at risk of severe financial loss from flooding. […]

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Travel Insurance Options for the Consumer or Guest Host

Platform services like Airbnb, Home Away and VRBO haven’t just upended the traditional hotel experience, they have made destinations as variable as human curiosity. As a result, swaths of people have jumped on board by becoming “hosts”. All the while, […]

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Selecting the Right Commercial Property Insurance

The commercial property insurance market has faced rising premiums since 2017. These challenging market conditions are primarily the result of natural disasters, inflation issues and an increasingly volatile property valuation landscape. Losses stemming from these trends have forced commercial property […]

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Water, Water Everywhere…Benefits of an Automatic Water Shut-Off System

If you have ever had the misfortune of unwanted water in your home or business, the line “Water, water, everywhere, nor any drop to drink”, by Samuel Taylor Coleridge’s poem, The Rime of the Ancient Mariner is relatable. Despite being […]

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Back-To-School: Auto & Renters Insurance, Does My College Student Need It?

Parents with driving-aged teenagers at home are understandably cautious about auto insurance, given how expensive rates are for younger drivers. With back-to-school quickly approaching and many older students heading off to campus, it’s not always obvious what to do about […]

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Cybersecurity Myths

Cybersecurity is about protecting your business operating systems, proprietary and client data and your companies’ digital assets from cyber threats. These breaches can lead to theft of information, money and disrupt your businesses’ operations. Given the heavy reliance most of […]

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